More than a Short Sale Agent
San Jose Short Sales is committed to ensuring that you, a homeowner possibly facing foreclosure, have the information needed to avoid foreclosure and make informed decisions regarding your financial future. San Jose Short Sales team works with a network of qualified and experienced professionals to help you understand the alternatives to mortgage foreclosure. The benefits to a homeowner are:
- Understanding that a consultation with a qualified CPA will help to understand upfront any possible tax consequences to avoid unwanted surprises after the transaction closes.
- Identification and assistance provided to the homeowner regarding important or damaging legal issues (deficiency judgments, tax implications, fraud, etc) at the earliest possible opportunity versus working in the dark and experiencing unwanted surprises after the transaction closes.
- A quicker response from the servicer/ lender.
- Increased likelihood for successful short sale approval.
- Reduction or elimination of the deficiency, if any.
- Best possible terms for how the sort sale is reported to the credit bureaus.
- Peace of mind.
Certified Distressed Property Expert | Short Sale Agent
By using the assistance of a local Short Sale Agent you are offered expert help by a Certified Distressed Property Expert® This is a real estate professional with a specific understanding of the complex issues confronting the real estate industry, and homeowners’ options when facing foreclosure. Through comprehensive training and experience, a Certified Distressed Property Expert is able to provide solutions for homeowners facing hardships in today’s market, specifically short sales.
Certified HAFA Specialist | Short Sale Agent
Working with a San Jose Short Sale Specialist who is also a Certified HAFA Specialist can save you thousands of dollars. If you are considering a short sale, make certain the short sale specialist you hire understands the HAFA guidelines. If you qualify, you may be able to walk away from your home without any further obligation to the bank(s) and be paid $3,000, or more, for moving expenses.
Kathleen Daniels | Short Sale Agent
Kathleen Daniels specializes in helping people find answers to their short sale questions, getting the home sold quickly, and the short sale approved by the lender in the shortest period of time. She understands the short sale process is stressful on homeowners. The longer the process drags out the more stress homeowners feel.
It is not a time to delay if you have missed even just one mortgage payment. Homeowners do not want to wait until it is too late. Most lenders will proceed with foreclosure if the homeowners/borrowers do not attempt to work something out. Foreclosure delay tactics may backfire. Contact Kathleen to understand your options.
Short Sale Realtor fees and all other fees related to the sale are approved by the lender. From Kathleen’s experience, it is rare for a lender or servicer to require a homeowner to make a financial contribution as a condition of approving the sale.
Beware of self-proclaimed experts with short sales. Before you hire an agent be sure to verify they are a certified short sale specialist and have experience. Also, confirm they are not hiring out negotiations with the lender to a third party who may or may not be licensed real estate agents and trained negotiators.
If you are facing foreclosure, one way to help reduce the stress is to hire a trained and certified short sale agent to manage San Jose short sales or the short sale of a home anywhere in Santa Clara County.